Alden Credit Union Privacy Policy
Rev. 1/2011
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Payment history
- Transaction history
- Credit history
- Credit card or other debt
When you are no longer our member, we continue to share your information as described in this notice.
Reasons we can share your personal information | Does Alden Credit Union share? | Can you limit this sharing? |
---|---|---|
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes —
to offer our products and services to you |
No | We don't share |
For joint marketing with other financial companies
|
No | We don't share |
For our affiliates’ everyday business purposes —
information about your transactions and experiences |
No | We don't share |
For our affiliates’ everyday business purposes —
information about your creditworthiness |
No | We don't share |
For nonaffiliates to market to you
|
No | We don't share |
What we do
We collect your personal information, for example, when you
- Open an account
- Apply for a loan
- Give us your contact information
- Give us your wage statements
- Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.See below for more on your rights under state law.
Definitions
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Alden Credit Union has no affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Alden Credit Union does not share with our nonaffiliates so they can market to you
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Alden Credit Union does't jointly market
Other important information
For Massachusetts Members.We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.