Home Equity

homeequity

A Home Equity Line of Creditprovides you the most flexibility. We establish the credit line, and then you access funds when you need them, without having to reapply.

- Borrow up to 80% of the equity in your   home (appraised value minus the amount due on your first mortgage)
- Available up to a maximum of $250,000
- 10-year draw period with a 10-year repayment period
- Rates and programs vary based on credit score and equity
- Generally tax deductible*

    A Home Equity Loangives you a one-time cash payout, with a fixed or variable rate and term, so you’ll know your monthly payments exactly.

    - Available in 5, 10, 15 and 20 year terms
    - Borrow up to 80% of the equity in your home (appraised value minus the amount due on your first mortgage)
    - Available up to a maximum of $250,000
    - Rates vary based on credit score and loan term
    - Generally tax deductible*


    To get current rate information, or to apply online, click the loan type you’re interested in. To speak with us, or set up a meeting with one of our friendly loan consultants, call us at 413-536-0475.

      * Please Consult a Tax Professional for Further Information